known as “we”, “us”, “our”, or “OurHouse”) collects, uses, and shares
information related to your use of the OurHouse website, mobile applications,
and related software and services (collectively known as our “Services”).
continue to provide the Services to you. We will explain it in as plain English
terms, conditions, and notices contained or referenced herein, and you consent
to the collection, use, and disclosure of your information as described below.
information that specifically identifies you directly or through other
reasonably available means, such as your name, address, telephone number, or
Personal Information does not include summarized, anonymized, or other
non-personally identifiable information. Summarized information includes, for
example, information that we collect about a group or of users or actions that
is not personally identifiable.
Provide to Us
We collect information that you provide to us in a variety of ways,
- Account Information: Our
Services give you the ability to associate your information with a
specific email address and a password. We collect the Personal Information
you provide to us in the course of creating and updating your account. We
recommend you use a unique password to access our services, that includes
non-alphabetic symbols, numbers and some capital and lower case letters.
- Usage Information: When
you use our Services, we collect the information you input into the
- Correspondence: If
you contact us by email, using a contact form, or by telephone, mail, fax,
or other means, we may collect the information contained within, and
associated with, your correspondence.
When you use our Services, we may collect some information
- your Internet Protocol (IP) address;
- the dates and times of your use of our
- your web browser type and version;
- the type of device from which you are
accessing our Services;
- an advertising identifier associated with your
mobile device, if any;
- the website that referred you to our website
(by clicking on a link);
- the actions you take in the course of your use
of our Services;
- the content, features, and activities that you
access and participate in on our Services;
- your interaction with email messages we send
you, such as whether you opened, clicked on, or forwarded a message.
We may collect this information passively using standard technologies
including server logs, browser cookies, and transparent images (also known as
We may collect information about the general location of your mobile
device when you use our Services. Your mobile device’s operating system may
give you the option of enabling or disabling the collection of location
How We Use Your
Our primary use of your information is to provide the best possible
service to you. We may use the information we collect for the following
- to provide the services and information you
- for creation of, updates to, and access to
- to operate, maintain, and improve our
- to communicate with you, for example about new
upgrades or functionality;
- to resolve disputes or troubleshoot problems,
including accessing your account at your request;
- to prevent fraudulent use of our Services or
- to prevent or take action against activities
that are, or may be, in violation of applicable law;
- to provide and customize advertisements and
other aspects of your experience using our Services;
- to maintain a record of our dealings with you;
- to provide you with information and offers
from us or others that we believe you may find useful or interesting,
including advertisements, coupons, or other information about products or
services offered by us or others.
We may also use your Personal Information to send you emails we, or our
partners, believe may be of interest to you. You may opt out of receiving any
such emails by unsubscribing: Simply follow the instructions in any such email.
How We Share
Personal Information with anyone else without your consent, except in the
- Service Providers: We
contract with other companies and individuals to perform certain services
on our behalf. To the extent these third parties have a legitimate need to
access your Personal Information in order to complete their work, we will
ensure they are contractually obligated to use this information only for
the contracted work and for no other purpose.
- Business Transfers: Information
essential to our Services, including your Personal Information, may be
disclosed and otherwise transferred to an acquirer, or successor or
assignee as part of any merger, acquisition, sale of assets, insolvency,
bankruptcy, receivership, or similar event in which your Personal
Information is transferred to one or more third parties as part of our
- Legal Obligations and Investigations: We
may disclose your Personal Information if we believe that doing so is
legally required, or is in our interest to protect our property or other
legal rights (including, but not limited to, enforcement of our
agreements), or the rights or property of others, or otherwise to help
protect the safety or security of our Services and other users of our
In addition, we may provide non-personally identifiable information
(i.e. not your Personal Information) relating to your
location, your interactions with our Services, your mobile device and other
identifiers, mobile device model, IP address, etc. to third party advertising
partners (for example, Google, Apple, Yahoo!) in order to (i) retrieve and
display targeted advertisements to you in connection with your use of our
Services, and (ii) analyse the information for commercial purposes.
How We Protect
We use various security measures to help protect your information from
accidental loss, disclosure, and misuse. However, no data security measures can
be guaranteed to be completely effective. We cannot ensure or warrant the
security of any information we collect. You transmit information and use our
Services at your own risk.
Information Is Stored
Our servers are located, and your information is stored, in the United
Kingdom. If you choose to use our Services from outside the UK, then please be
aware that you are transferring your Personal Information outside of your
country and into the UK for storage and processing. By providing your Personal
Information to us through your use of our Services, you agree to that transfer,
storage, and processing in the UK. You should be aware that the privacy and
data security laws of the UK may in some cases provide a different level of
protection than those of your own country. We reserve the right to change the
location of our servers to another country.
Changes to This
informed about how we collect, use, and share information.
us at firstname.lastname@example.org
We are offering you this OurHouse service "as-is" and on an
“as-available” basis without a warrantee, and bills, IOUs, debts, payments and
agreements facilitated by OurHouse are informal and not legally binding
contracts of some kind. OurHouse is under no obligation and does not agree to
compensate you for any financial loss or liability incurred as a consequence of
you making an informal agreement via the website or applications. You agree
that the Service cannot guarantee the accuracy of information entered by users.
You agree that you will use the Service for its intended purpose, and in
compliance with all applicable laws and regulations: local, state, and
national, and international, as applicable. You agree not to use the service in
a fraudulent, disruptive, aggressive, manipulative, for money laundering, or any
other inappropriate matter.
Termination and Refusal of Service: Your access to the Service may be
terminated at any time, for any reason, at our discretion.
The Service is for your personal use only. You must be 13 years or older
to use this service. You are responsible for preventing unauthorized access to
Under no circumstances will OurHouse be liable to you for any indirect,
incidental, consequential, special or exemplary damages (including emotional
distress) arising out of or in connection with your use of the service, whether
or not you have been advised of the possibility of such damages. under no
circumstances shall splitwise inc. be liable to you for any amount for services
rendered persuant to this agreement.
You agree to hold OurHouse, its employees, agents, and representatives,
as harmless and indemnify OurHouse from any third party claim arising from or in
any way related to your use of the Service, including liability or expense
arising from all claims, losses, damages (actual and consequential), suits,
judgments, litigation costs, and attorney fees, of every kind and nature.
You agree that OurHouse may modify this agreement at any time, effective
immediately, by posting a new agreement. You agree that even if you have not
personally visited the website with the new terms of this agreement, that they
may have force immediately.
You agree that the failure of OurHouse to exercise or enforce any part
of this agreement and terms does not constitute a waiver of the rights of
provisions of this agreement.
Jurisdiction: You agree that this entire agreement (including Privacy
Policy) shall be interpreted according to the laws of the United Kingdom.
This policy was last updated July 20, 2017.